AI exposure by occupation, O*NET 13-2061.00
Will AI replace Financial Examiners?
Financial Examiners: AI can already handle 10 of 17 tasks; the work mostly needs a frontier-tier model.
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Every task, scored
The 17 tasks O*NET 30.3 lists for Financial Examiners, from most to least exposed. 10 reach 60 or more, the level at which AI already handles a task.
| Task | AI exposure | Evidence | Model tier |
|---|---|---|---|
| Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions. | Observed | Frontier | |
| Verify and inspect cash reserves, assigned collateral, and bank-owned securities to check internal control procedures. | Estimated | Efficient | |
| Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions. | Estimated | Efficient | |
| Plan, supervise, and review work of assigned subordinates. | Estimated | Frontier | |
| Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities. | Estimated | Standard | |
| Review audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines. | Estimated | Standard | |
| Review applications for mergers, acquisitions, establishment of new institutions, acceptance in Federal Reserve System, or registration of securities sales to determine their public interest value and conformance to regulations, and recommend acceptance or rejection. | Estimated | Standard | |
| Evaluate data processing applications for institutions under examination to develop recommendations for coordinating existing systems with examination procedures. | Estimated | Standard | |
| Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact. | Observed | Standard | |
| Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings. | Estimated | Standard | |
| Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts. | Estimated | Frontier | |
| Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency. | Estimated | Standard | |
| Examine the minutes of meetings of directors, stockholders, and committees to investigate the specific authority extended at various levels of management. | Estimated | Standard | |
| Establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation. | Estimated | Frontier | |
| Confer with officials of real estate, securities, or financial institution industries to exchange views and discuss issues or pending cases. | Estimated | Standard | |
| Train other examiners in the financial examination process. | Estimated | Efficient | |
| Provide regulatory compliance training to employees. | Estimated | Efficient |
Observed: scored from AI use recorded in the Anthropic Economic Index (June 2026 release), 2 of 17 tasks. Estimated: scored from the task's O*NET 30.3 work activity, 15 of 17. Importance is O*NET's 1 to 5 rating of how central the task is. Model tier is the lowest tier that can do the task under the published rubric; "No tier" marks hands-on work.
The model tier this role needs
A frontier-tier model or lower covers 100% of the role's importance-weighted task work. 100% of the work is something AI can address at some tier.
Efficient, standard and frontier tiers come from the JobRoute model tier reference. The recommended tier is the lowest one that covers 80% of the work AI can address. How the method works.
Wages, employment and outlook
- US employment
- 67,830
- Median annual wage
- $94,160
- Middle half of earners
- $70,660 to $129,600
- Projected change, 2024 to 2034
- +18.5%
Employment and wages: BLS Occupational Employment and Wage Statistics, May 2025, national. Projection: BLS Employment Projections 2024 to 2034.
Adjacent roles
The occupations that reuse the most of this role's skills, with the usual time to move. These are the first places to look when you plan to redeploy or retrain people in this role.
- Fraud Examiners, Investigators and Analysts 75% skill overlap, about 9 months to move Exposure60
- Compliance Officers 65% skill overlap, about 13 months to move Exposure73
- Financial Managers 63% skill overlap, about 13 months to move Exposure59
- Financial Risk Specialists 61% skill overlap, about 14 months to move Exposure58
- Compliance Managers 60% skill overlap, about 14 months to move Exposure57
Skill overlap and transition time from the JobRoute role adjacency graph on O*NET 30.3 skills.
Questions about Financial Examiners and AI
Will AI replace Financial Examiners?
AI already handles 10 of the 17 tasks O*NET lists for this occupation, at a task exposure of 60 or more, and the role's importance-weighted exposure is 61 out of 100. JobRoute scores tasks, not whole jobs, so the score shows how much of the work changes rather than whether the job disappears. BLS projects employment to change by +18.5% from 2024 to 2034.
What is the AI exposure of Financial Examiners?
61 out of 100 on JobRoute's task exposure measure, the importance-weighted average of the role's O*NET task scores. Higher means more of the work is AI-doable today. 2 of the 17 task scores are observed in the Anthropic Economic Index (June 2026 release), and the other 15 are estimated from each task's O*NET work activity.
Which Financial Examiners tasks can AI already do?
The tasks with the highest exposure are: Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions; Verify and inspect cash reserves, assigned collateral, and bank-owned securities to check internal control procedures; Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions. They are three of the 10 tasks that reach 60 or more.
What AI model tier does this role need?
A frontier-tier model or lower covers 100% of the role's importance-weighted task work. JobRoute assigns each task the lowest tier that can do it under a published rubric and recommends the lowest tier that covers 80% of the work AI can address.
How many people work as Financial Examiners, and what do they earn?
67,830 people in the United States, with a median annual wage of $94,160 (BLS Occupational Employment and Wage Statistics, May 2025). BLS Employment Projections expect a change of +18.5% from 2024 to 2034.
How to cite
Data version 2026-11-02, JobRoute method v1.0.0. Download all occupations or this occupation as JSON. Methodology.
JobRoute (2026). AI exposure: Financial Examiners. Data version 2026-11-02, method v1.0.0. Built on O*NET 30.3, BLS OEWS May 2025 and the Anthropic Economic Index (June 2026). CC BY 4.0. https://www.jobroute.ai/jobs/financial-examiners
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