{"v":"2026-11-02","dataVersion":"ONET-30.3+BLS-MAY25","code":"43-4041.00","slug":"credit-authorizers-checkers-and-clerks","title":"Credit Authorizers, Checkers, and Clerks","alt":["Credit Specialist","Credit Officer","Credit Processor","Credit Authorizer","Credit Checker","Credit Reviewer","Credit Coordinator","Credit Clerk","Credit Verifier","Credit Expert","Commercial Loan Reviewer","Credit Rating Inspector"],"employment":12030,"wage":{"median":50080,"p25":40520,"p75":60860},"growthPct":-6.2,"exposure":74.9,"taskCount":16,"highCount":16,"midCount":0,"lowCount":0,"aeiObserved":0,"fit":{"mix":{"none":0,"efficient":62.6,"standard":37.4,"frontier":0},"counts":{"none":0,"efficient":10,"standard":6,"frontier":0},"recommended":"standard","coveragePct":100,"addressablePct":100},"tasks":[{"t":"Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.","imp":4.61,"exp":65,"src":"heuristic","tier":"standard","gwa":"Analyzing Data or Information"},{"t":"Keep records of customers' charges and payments.","imp":4.54,"exp":75,"src":"heuristic","tier":"standard","gwa":"Documenting/Recording Information","auto":0.6,"aug":0.4},{"t":"Compile and analyze credit information gathered by investigation.","imp":4.4,"exp":80,"src":"heuristic","tier":"efficient","gwa":"Processing Information","auto":0.5062,"aug":0.4938},{"t":"File sales slips in customers' ledgers for billing purposes.","imp":4.4,"exp":75,"src":"heuristic","tier":"efficient","gwa":"Performing Administrative Activities"},{"t":"Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.","imp":4.05,"exp":75,"src":"heuristic","tier":"efficient","gwa":"Getting Information"},{"t":"Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.","imp":4.02,"exp":75,"src":"heuristic","tier":"efficient","gwa":"Getting Information"},{"t":"Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.","imp":3.94,"exp":75,"src":"heuristic","tier":"efficient","gwa":"Getting Information"},{"t":"Mail charge statements to customers.","imp":3.82,"exp":75,"src":"heuristic","tier":"efficient","gwa":"Performing Administrative Activities"},{"t":"Examine city directories and public records to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.","imp":3.39,"exp":80,"src":"heuristic","tier":"standard","gwa":"Getting Information","auto":0.619,"aug":0.381},{"t":"Relay credit report information to subscribers by mail or by telephone.","imp":3.33,"exp":75,"src":"heuristic","tier":"standard","gwa":"Communicating with People Outside the Organization"},{"t":"Prepare credit cards or charge account plates.","imp":3,"exp":75,"src":"heuristic","tier":"efficient","gwa":"Performing Administrative Activities"},{"t":"Call customers to collect payment on delinquent accounts.","imp":3,"exp":75,"src":"heuristic","tier":"standard","gwa":"Communicating with People Outside the Organization"},{"t":"Consult with customers to resolve complaints or verify financial or credit transactions.","imp":3,"exp":80,"src":"heuristic","tier":"efficient","gwa":"Performing for or Working Directly with the Public"},{"t":"Contact former employers and other acquaintances to verify applicants' references, employment, health history, or social behavior.","imp":3,"exp":80,"src":"heuristic","tier":"efficient","gwa":"Getting Information"},{"t":"Prepare reports of findings and recommendations.","imp":3,"exp":75,"src":"heuristic","tier":"efficient","gwa":"Documenting/Recording Information","auto":0.3462,"aug":0.6538},{"t":"Review individual or commercial customer files to identify and select delinquent accounts for collection.","imp":3,"exp":65,"src":"heuristic","tier":"standard","gwa":"Evaluating Information to Determine Compliance with Standards"}],"adjacent":[{"code":"13-2041.00","slug":"credit-analysts","title":"Credit Analysts","overlap":0.71,"months":10,"exposure":60.2,"strong":true},{"code":"43-4021.00","slug":"correspondence-clerks","title":"Correspondence Clerks","overlap":0.66,"months":12,"exposure":63.3,"strong":true},{"code":"43-4131.00","slug":"loan-interviewers-and-clerks","title":"Loan Interviewers and Clerks","overlap":0.64,"months":13,"exposure":43.4,"strong":false},{"code":"13-2071.00","slug":"credit-counselors","title":"Credit Counselors","overlap":0.63,"months":13,"exposure":62.7,"strong":false},{"code":"43-3031.00","slug":"bookkeeping-accounting-and-auditing-clerks","title":"Bookkeeping, Accounting, and Auditing Clerks","overlap":0.62,"months":14,"exposure":57.4,"strong":false}]}