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Events, or Information"},{"t":"Explain services or policies to clients, such as debt management program rules, advantages and disadvantages of using services, or creditor concession policies.","imp":4.79,"exp":75,"src":"heuristic","tier":"standard","gwa":"Interpreting the Meaning of Information for Others","auto":0.385,"aug":0.615},{"t":"Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.","imp":4.76,"exp":40,"src":"aei","tier":"standard","gwa":"Thinking Creatively","auto":0.3883,"aug":0.6117},{"t":"Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.","imp":4.72,"exp":65,"src":"heuristic","tier":"standard","gwa":"Judging the Qualities of Objects, Services, or People","auto":0.5538,"aug":0.4462},{"t":"Prioritize client debt repayment to avoid dire consequences, such as bankruptcy or foreclosure or to reduce overall costs, such as by paying high-interest 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