{"v":"2026-11-02","dataVersion":"ONET-30.3+BLS-MAY25","code":"13-2041.00","slug":"credit-analysts","title":"Credit Analysts","alt":["Credit Manager","Credit Specialist","Credit Representative","Credit Officer","Credit Negotiator","Credit Coordinator","Credit Administrator","Credit Risk Manager","Credit Risk Analyst","Commercial Credit Manager","Factorer","Loan Review Analyst"],"employment":64390,"wage":{"median":83510,"p25":65210,"p75":122460},"growthPct":-4.4,"exposure":60.2,"taskCount":11,"highCount":5,"midCount":5,"lowCount":1,"aeiObserved":1,"fit":{"mix":{"none":0,"efficient":36,"standard":55.1,"frontier":9},"counts":{"none":0,"efficient":4,"standard":6,"frontier":1},"recommended":"standard","coveragePct":91,"addressablePct":100},"tasks":[{"t":"Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.","imp":4.9,"exp":55,"src":"heuristic","tier":"standard","gwa":"Analyzing Data or Information","auto":0.5833,"aug":0.4167},{"t":"Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.","imp":4.76,"exp":55,"src":"heuristic","tier":"efficient","gwa":"Documenting/Recording Information"},{"t":"Prepare reports that include the degree of risk involved in extending credit or lending money.","imp":4.55,"exp":75,"src":"heuristic","tier":"efficient","gwa":"Documenting/Recording Information","auto":0.4211,"aug":0.5789},{"t":"Generate financial ratios, using computer programs, to evaluate customers' financial status.","imp":4.55,"exp":65,"src":"heuristic","tier":"standard","gwa":"Analyzing Data or Information"},{"t":"Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.","imp":4.53,"exp":55,"src":"heuristic","tier":"standard","gwa":"Analyzing Data or Information"},{"t":"Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.","imp":4.25,"exp":65,"src":"heuristic","tier":"standard","gwa":"Analyzing Data or Information","auto":0.551,"aug":0.449},{"t":"Contact customers to collect payments on delinquent accounts.","imp":4,"exp":55,"src":"heuristic","tier":"frontier","gwa":"Monitoring and Controlling Resources"},{"t":"Evaluate customer records and recommend payment plans, based on earnings, savings data, payment history, and purchase activity.","imp":3.69,"exp":40,"src":"aei","tier":"efficient","gwa":"Judging the Qualities of Objects, Services, or People","auto":0.4655,"aug":0.5345},{"t":"Review individual or commercial customer files to identify and select delinquent accounts for collection.","imp":3.31,"exp":65,"src":"heuristic","tier":"standard","gwa":"Evaluating Information to Determine Compliance with Standards"},{"t":"Confer with credit association and other business representatives to exchange credit information.","imp":3.08,"exp":55,"src":"heuristic","tier":"standard","gwa":"Communicating with Supervisors, Peers, or Subordinates"},{"t":"Consult with customers to resolve complaints and verify financial and credit transactions.","imp":3.07,"exp":80,"src":"heuristic","tier":"efficient","gwa":"Performing for or Working Directly with the Public"}],"adjacent":[{"code":"13-2051.00","slug":"financial-analyst","title":"Financial and Investment Analysts","overlap":0.72,"months":10,"exposure":57.8,"strong":true},{"code":"43-4041.00","slug":"credit-authorizers-checkers-and-clerks","title":"Credit Authorizers, Checkers, and Clerks","overlap":0.71,"months":10,"exposure":74.9,"strong":true},{"code":"13-2054.00","slug":"financial-risk-specialists","title":"Financial Risk Specialists","overlap":0.66,"months":12,"exposure":58,"strong":true},{"code":"13-2071.00","slug":"credit-counselors","title":"Credit Counselors","overlap":0.65,"months":13,"exposure":62.7,"strong":false},{"code":"13-2072.00","slug":"loan-officers","title":"Loan Officers","overlap":0.65,"months":13,"exposure":46.4,"strong":false}]}